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Salimon
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Building Family Wealth That Lasts Beyond Decades

Most investment education treats money like numbers on a screen. We teach you how to build financial security that protects your children, funds their education, and creates opportunities your grandchildren will benefit from.

Explore Our Programs

Why Family Investing Needs a Different Approach

When you're investing for yourself, volatility is just a number. But when you're planning for your daughter's university fund or setting up a trust for future grandchildren, those numbers represent real futures and actual opportunities.

Traditional investing courses focus on maximizing returns. That's fine if you're thirty with no dependents. But if you've got kids counting on educational funds in eight years, or you're thinking about retirement while supporting aging parents, the math changes completely.

We built this program after working with over two hundred families in Atlantic Canada who needed investment strategies that actually fit their lives. Not theoretical portfolios — real plans that account for school schedules, parental leave, eldercare costs, and everything else that makes family finances complicated.

Family reviewing financial documents together at kitchen table

What Makes This Different

Most programs teach you about index funds and compound interest. Great. We do that too. But then we spend months on questions like: How do you explain investing to a twelve-year-old? What's the best account structure when you've got three kids with different timelines? How do you balance aggressive growth for distant goals with conservative holdings for near-term needs?

These aren't sidebar topics. This is the actual substance of family investing. And nobody else bothers teaching it because it's messy and specific and doesn't fit in a tidy curriculum.

Education Fund Architecture

How to structure accounts so you can access money for university without triggering tax problems or scholarship complications. Plus strategies for what happens when plans change — because they always do.

Cross-Generational Coordination

Managing money when you're simultaneously supporting kids and aging parents. How to navigate inheritance planning, power of attorney decisions, and estate considerations without family drama.

Teaching Financial Literacy

Age-appropriate ways to involve children in investment decisions. How to use real family money as a teaching tool without traumatizing anyone when markets drop.

The Three-Generation Perspective

Most people think about money in terms of their own lifetime. But meaningful family wealth operates across three generations simultaneously. You're dealing with your parents' retirement security, your own middle-years earnings and expenses, and your children's future opportunities. Each generation has different risk tolerances, timelines, and needs.

Our curriculum walks through this interconnected system. You'll learn portfolio strategies that balance all three timeframes, communication approaches that work across age gaps, and legal structures that protect everyone's interests. This isn't abstract theory — it's based on tracking actual family financial outcomes over twenty-plus years.

15-20 yrs

Average planning horizon for comprehensive family wealth strategies

4-6

Typical number of separate accounts needed for proper family structure

8-12 mo

Time most families need to implement their complete investment plan

I thought I understood investing — I'd been contributing to mutual funds for years. But when my oldest started high school and we had to think seriously about university costs, I realized I had no idea how to actually structure things properly. This program showed me what I was missing.

Portrait of Declan Kowalski

Declan Kowalski

Parent of three, Moncton

The section on involving kids in financial decisions was worth the entire course. My teenagers actually understand why we make certain investment choices now, and they're starting to think about their own future planning. That's something I never got from my parents.

Portrait of Siobhan Bergström

Siobhan Bergström

Family financial coordinator

Parent and child discussing financial concepts with educational materials

What You'll Actually Learn

This isn't a collection of random finance topics. It's a systematic progression through the specific knowledge families need to build lasting wealth.

Portfolio Construction for Multiple Timelines

How to build investment portfolios when you've got simultaneous goals with completely different time horizons. Managing short-term education funds alongside long-term retirement accounts and multi-decade trusts.

  • Risk allocation across different family objectives
  • Rebalancing strategies that account for changing family situations
  • Tax-efficient withdrawal sequencing
  • Account type selection and coordination

Canadian Tax Structures

Understanding RESPs, RRSPs, TFSAs, and how they interact. What the government incentives actually mean for your family's specific situation. Common mistakes that cost thousands in unnecessary taxes.

Estate Planning Fundamentals

How to structure inheritance in ways that actually help your children rather than creating tax problems or family disputes. When trusts make sense and when they're just expensive complications.

Family Financial Communication

Practical approaches for discussing money across generations. How to have productive conversations about inheritance expectations, financial support, and long-term planning without causing resentment.

  • Age-appropriate financial education for children
  • Discussing estate plans with aging parents
  • Managing expectations around financial support
  • Teaching investment concepts through family involvement

Life Transition Planning

Investment strategies that adapt to major family changes. How to handle financial planning during parental leave, career changes, divorce, eldercare needs, or unexpected health situations.

Long-Term Protection Strategies

Insurance integration with investment planning. How to protect family wealth from catastrophic events without overpaying for coverage you don't actually need.

Start Planning Your Family's Financial Future

Our next cohort begins in March 2026. The program runs for nine months with a combination of structured curriculum and personalized family planning sessions. Class size is limited to ensure everyone gets individualized attention for their specific situation.

Program Start

March 15, 2026

Application Deadline

February 28, 2026

Request Program Details